Is Your Local Business Ready for a Natural Disaster?

Although we don’t like to think about it, a natural disaster can occur at any time. Further, there’s often little we can do to avoid the disaster if our business is in its path. However, what you can do is create a plan to help your business remain as operational as possible in the midst of a natural disaster, such as a hurricane, and recover to full business operations as quickly as possible. Your disaster preparedness plan should include the following.

Consider arranging for a remote location from which to work. Depending upon the natural disaster, your local business facility may be unusable for days, weeks, or even months. Further, in the midst of a disaster, you may not be able to make it into your business location because of road closures or conditions which make driving unsafe. Therefore, it’s always wise to have a remote location from which your local business can operate.

However, it’s not enough to merely designate a possible working location, it’s also necessary to conduct a mock disaster drill and utilize the location as you would in a true disaster or emergency. One of the most important items to verify is that you can access needed computer systems and files from this location. Create as realistic of a scenario as possible in order to be able to troubleshoot issues which could arise during an actual situation.

Review and update business contact list and emergency contact procedures. In the case of a natural disaster, you want to have a plan in place for notifying your employees about what is happening with the local business and what you expect from them. One step to this end is to create/update your emergency contact list; ensure all the necessary parties have a copy of this list. You … Read the rest

Small Business and Personal Debt Settlement – Why is it So Important?

Small Business and Personal Debt Settlement - Why is it So Important?
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Why is it essential to get rid of your personal debts if you want to run your small business properly? One of the biggest advantages of running a small business is that you can avoid all formalities and technicalities. You can use your personal credit card to make any payment for your small business without being answerable to anybody.

You can withdraw money from your business and repay your credit card debt with no questions asked. This gives you the ability to exploit business opportunities better.

However, this interrelation between small business and personal debt can also work to your disadvantage. If you are over drawn on your credit cards and if lenders are putting pressure, you may develop the tendency of pulling money out of your small business to repay these debts.

This is not a smart move because the money that you have earned from your small business, which ought to be reinvested in the business, will be pulled out of the same. Sooner or later, you will find it difficult to repay your debts on time as well.

Hence, do not presume that excessive debts in your personal life will have no bearing on your small business. If your lenders are prepared to offer generous settlement for your personal credit cards, you should make use this not only to improve your personal finances but also your small business finances.

If you manage to get rid of your personal credit card problems, you can start using the same for your business again. This will help you steal a march over all other competitors who are still struggling with debt. Of course, a personal bankruptcy will have an immense impact on your small business as well.

Considering the complex relationship between your personal and your commercial finances, … Read the rest

How Not to Break A Sweat When Moving

People are constantly moving. A person will move at least once in their lifetime. In 2016, people were on the move so much, the moving industry generated revenue of over $82 billion. When a person decides to move in the same town, they more than likely will utilize a small business. Small businesses make up the majority of the industry. A move within the same state may cost over $2,000. There is at least 11 percent of people who decide to change locations annually in the United States. When a person decides to move, it normally within the same state. There are little over 13 percent of the people who decide to will move to a different state. There are many reasons a person may decide to leave. Some will move because of new employment, but one of the major reasons people decide to move because they are moving into a better home. People who move are ensuring that over 184,000 people working in the industry will be gainfully employed by demand for their services. The use of professionals instead of doing-it-yourself has its’ benefits. To truly gain the benefits, a person must be able to take their time and select the correct movers.

How Not to Break A Sweat When Moving

Trained Movers Are Options to Provide Benefits

Any  type of local movers madison wi will provide a few benefits. Physical nature of moving alone is enough to get most people to opt for expert movers. Moving can be a strenuous and time-consuming task for a person who has never done it before. Trained movers will save a person time and will mean they would not have to go through packing and lifting heavy furniture. The other benefits gained by utilizing experts are:

• Saves money
• Provide Insurance for items
• Stress relief of letting a … Read the rest